The savings circle
your community
trusts.

Sharia Compliant

100% interest-free. Your money grows through community, not riba.

Community Powered

Built on trust. Join circles with people you know and trust deeply.

Full Transparency

Every contribution and every payout is visible to all members.

Mobile Money Ready

Deposit via Hormuud · EVC Plus · Dahabshiil · E-DAHAB instantly.

Legal Contracts

Every circle backed by a legally-binding digital agreement.

Multilingual

English, Af Soomaali, and عربي — full RTL Arabic support.

Create or Join

Start a circle or accept an invite from someone you trust.

أنشئ أو انضم

Contribute

Pay on time via mobile money. Every payment is visible.

ساهم

Build Together

Watch your collective savings grow in real-time.

ابنوا معاً

Receive Payout

When it's your turn, the full pool lands in your wallet.

استلم المدفوعات

“Managing our family hagbad used to mean spreadsheets and arguments. This changed everything.”

“The trust score system is brilliant. You can see exactly who's reliable before joining a circle.”

“I paid on time for 8 months, built a 92 trust score, and now I get first pick of slots.”