Trusted by 5,000+ Somali families

The savings circle
your community
trusts.

Digital Hagbad for the Somali diaspora. Save together, build trust scores, and receive payouts — with full transparency and zero interest.

Join 5,000+ members

4.9 · Trusted

5,000+

Active Members

$2.5M

Saved Together

850+

Active Circles

100% Sharia Compliant
KYC Verified Members
Legal Circle Contracts
256-bit Encryption
Mobile Money Native
Built on Trust

Why communities choose HAGBAD

Digital tools built for real trust, real communities

Sharia Compliant

100% interest-free. Your money grows through community, not riba.

Community Powered

Built on trust. Join circles with people you know and trust deeply.

Full Transparency

Every contribution and every payout is visible to all members.

Mobile Money Ready

Deposit via Hormuud · EVC Plus · Dahabshiil · E-DAHAB instantly.

Legal Contracts

Every circle backed by a legally-binding digital agreement.

Multilingual

English, Af Soomaali, and عربي — full RTL Arabic support.

How It Works

Simple as it's always been — now digital

1

Create or Join

Start a circle or accept an invite from someone you trust.

أنشئ أو انضم

2
$

Contribute

Pay on time via mobile money. Every payment is visible.

ساهم

3

Build Together

Watch your collective savings grow in real-time.

ابنوا معاً

4
$

Receive Payout

When it's your turn, the full pool lands in your wallet.

استلم المدفوعات

Get Started

Trusted by communities worldwide

Real stories from real members

Managing our family hagbad used to mean spreadsheets and arguments. This changed everything.

🇺🇸

Hodan Ali

Minneapolis, USA

The trust score system is brilliant. You can see exactly who's reliable before joining a circle.

🇬🇧

Faisal Mohamed

London, UK

I paid on time for 8 months, built a 92 trust score, and now I get first pick of slots.

🇨🇦

Amina Korfa

Toronto, Canada

Ready to start saving together?

Early access open for Somali diaspora in the US, UK, and Canada.

No credit card · Sharia compliant · Free to join

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